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☔Good news: cooler than yesterday, with highs in the 70s and possible showers. Sunset is at 8:04 p.m.

Today we’re looking at what happened (and didn’t happen) in the year since Norfolk became a temporary home to about 450 homeless and migrant families.

But first: tomorrow, people with federal student loans who enrolled in income-based repayments under former President Joe Biden’s Saving on a Valuable Education (SAVE) Plans will once again see interest start accruing on their unpaid balance. Millions of borrowers across the country, and about 127,000 in Massachusetts, were enrolled in SAVE Plans before an appeals court struck it down.

So what now? There’s no universal answer for what borrowers should do, Betsy Mayotte, founder and president of the Institute of Student Loan Advisors, told GBH’s Morning Edition. People who are eligible for another income-driven repayment plan or for public service loan forgiveness might be better off switching to another plan so they can keep making payments that qualify toward that goal. Other borrowers can either try and move their loans to a new payment structure or use a forbearance period — during which interest accrues but payments are not yet mandatory — to make other plans.

“We can almost always find a solution to help prevent people from defaulting,” Mayotte said. “And sometimes we have to do a short-term solution, and then figure out a long-term solution later.”

Four Things to Know

1. Massachusetts bar advocates, the independent attorneys representing people who can’t afford a lawyer in criminal court, are getting a raise after a two-month work stoppage. They’ll work their way up from $65 to $85 per billable hour in district court over the next two years — less than the $100 an hour they were asking for.

The Committee for Public Counsel Services — the state’s public defender program, which currently represents only about 20% of indigent defendants — will also gain an extra $40 million.. That money will about double the public defender workforce, which lawmakers hope will lead to less reliance on bar advocates.

2. DraftKings has been fined $450,000 for allowing sports betters using the app to place bets using credit cards, a practice that is illegal under state law.

The company will also be required to reimburse people who were mistakenly allowed to place bets using credit cards. That’s 1,160 wagers from 218 people, totalling about $83,668.

3. Lawmakers in the Massachusetts Senate are expected to vote today on a bill that would ban cell phone use in schools, starting in the 2026-27 school year. (Read more about this issue here.)

“When phones are put away, everything changes. Students make eye contact. They engage in real conversations. The classroom is more human again,” said Christine Mulroney, president of the Framingham Teachers Association.

4. Despite massive uncertainty around federal funding, Massachusetts transportation officials say they believe money to replace the 90-year-old Cape Cod bridges will still come through, GBH’s Jeremy Siegel reports.

Funding to replace the Sagamore bridge is in place, “and on August 1st, we will submit an application for a USDOT bridge investment grant for the Bourne Bridge,” State Transportation Secretary Monica Tibbitts-Nutt said. The projects are expected to cost $4.5 billion in total.

As a Norfolk migrant shelter closes, a look back at what did (and didn’t) happen

In the end, many of Jack Olivieri’s fears about what would happen when the state opened a shelter for 450 migrants and people experiencing homelessness at a former state prison in Norfolk — a town of 11,000 people — were unfounded. 

There weren’t major threats to public safety or overcrowding in schools. The state chipped in for costs. And now, about a year after it opened, the emergency shelter is closing, as its last remaining residents move into apartments or find other shelters around the state.

But Olivieri, who founded a group called Concerned Citizens of Norfolk to oppose the shelter, told GBH’s Marilyn Schairer he still sees lasting divisions over the issue in the town.

“They never had a plan, this was just ordered,” he said. “They didn’t care about the local community.”

Norfolk Select Board member Anita Mecklenburg said she believed a lot of the initial tensions came because state officials announced their plans to open the shelter over social media. But communication between the town and state officials improved as the year went on, she said.

Though the state reimbursed the town for each new student, teachers and administrators at Norfolk’s two elementary schools had to think on their feet to accommodate the new arrivals.

Select Board member Kevin Roach, who owns an auto shop across the street from the shelter, said he felt the only major disruption was to the schools: “the children sometimes only stayed there for 30 days, and it was going in and out, so it wasn’t the same children at all times and none of them really spoke English,” Roach said.

One teacher told Schairer the students were lovely and eager to learn, but at times classrooms were “chaos, and things changed all the time.”

Lucy Bullock-Sieger, who as co-founder of Norfolk Strong helped collect things like diapers and other supplies for families staying in the shelter, said the only bad thing she heard from the schools was that some kids had a hard time saying goodbye to new friends when they moved to more stable housing out of town.

“Emotions were running high, but ultimately, I think that our best self shined.” she said. “And I know there are people who disagree with that, and that’s OK.”

Read Marilyn Schairer’s full reporting here.