>> PRESIDENT OBAMA IS IN
CAMPAIGN MODE THIS WEEK, THIS
TIME IT'S NOT TO WIN VOTES BUT
TO CONVINCE AMERICANS TO
SUPPORT HIS HEALTH CARE PLAN.
THE PRESIDENT IS FOCUSING ON
PRESSURING INSURANCE COMPANIES
TO KEEP EXPENSES DOWN.
ATHENA HEALTH C.E.O. JOHN
ATHUN BUSH SAYS HIS COMPANY
ALREADY HELPS 15,000 THERES IN
--
DOCTORS IN 43 STATES REDUCE
COST THROUGH OUGHT MATED BILL
AND DIJ TIDESING MEDICAL
RECORDS.
JONATHAN BUSH IS HERE.
>> VERY EXCITED TO BE HERE.
>> I UNDERSTAND YOU'RE THE MAN
WITH THE ANSWERS.
SO HERE'S WHAT I'VE GOT FOR
YOU.
I GOT THIS LETTER TODAY.
IT'S A LETTER, A LITTLE SAD,
BUT THIS GUY KEPT TRACK OF HIS
PREMIUMS SINCE 1997.
THIS YEAR HE'S A MARRIED MAN,
WITH A 16-YEAR-OLD DAUGHTER.
THIS YEAR HIS PREMIUMS FROM
TUFTS, WENT UP 43% IN 2010 TO
$2,320 A MONTH.
FOR THREE PEOPLE.
I DON'T THINK HE MAKES MUCH OF
A SALARY, MAKES $25,000
ROUGHLY.
WHAT IS GOING TO CHANGE FOR
THIS GENTLEMAN, IF THE OBAMA
HEALTH CARE PLAN GOES THROUGH.
IS IT GOING TO GO UP, DOWN,
STAY THE SAME?
>> SO ONE OF THE BIG LEAGUES
IN THE COST OF HEALTH CARE --
ONE OF THE BIG LEAKS HAS BEEN
THE COST OF MEDICARE.
SO IT'S HARD FOR THE
GOVERNMENT TO GANG UP ON SOME
POOR SENIOR AND SAY NO, YOU
HAVEN'T CAN'T HAVE THAT
HYSTERECTOMY.
THE GOVERNMENT IS NOT GOING TO
SAY NO YOU CAN'T HAVE IT.
SO ANYTHING THAT IS PROVEN TO
KEEP ANYONE ALIVE IN ANY WAY
HAS TO GET APPROVED.
BUS UNLIKE STINGY, GREEDY
HUNGRY BUSY HMO'S, THE
GOVERNMENT IS OWNED AND RUN BY
ALL OF US AND IT'S EASIER TO
SAY YES AND NO.
SO IT'S CREPT UP.
SO I THINK WHAT I HEAR PEOPLE
COMPLAINING ABOUT ON THE
GOVERNMENT OPTION OF A
COMMERCIAL, IN THE COMMERCIAL
SPACE, IS THE SAME THING
HAPPENING, THAT THE GOVERNMENT
OPTION WILL GET MORE AND MORE
GENEROUS, THEY'LL JUST LIKE
AMTRAK, THEY'LL HOLD THE
PRICES AT A CERTAIN PLACE AND
LOSE MONEY, BUT SAY SOON WE'RE
GOING TO MAKE IT UP ON VOLUME,
WHEN THE SUPER FAST WHATEVER
IT IS HAPPENS IN 2097.
THAT IS THE BIG CONCERN.
AND THE COMMERCIAL GUYS GET
DRIVEN OUT OF BUSINESS.
>> BUT WHAT'S WRONG WITH THAT?
>> WELL, IF WE --
>> IF THIS KEEPS HAPPENING TO
PEOPLE THE COMMERCIAL GUY WILL
PUT HIMSELF OUT OF BUSINESS
BECAUSE THIS GUY WILL SAY I
CAN'T DO THIS ANY MORE, I'VE
GOT TO GO ON THE PUBLIC TILL.
>> RIGHT.
IT AN EXPANSION OF THE TILL.
WHAT WE'VE EXPERIENCED SO FAR
IS IT SEEMS AS THOUGH THE
PRIMARY DRIVER OF THE
EXPANSION HAS BEEN THE
GOVERNMENT SPONSORED PROGRAMS,
THOSE ARE THE ONES WHERE
UTILIZATION HAS BEEN ALLOWED
TO GO UP AND UP MOST
AGGRESSIVELY.
SO WE ADD ANOTHER ONE AND IT'S
EASY TO KEEP THAT GOING.
WHAT WE REALLY NEED TO DO IS
DISCONNECT THE COMMERCIAL
MARKET MORE FROM THE
GOVERNMENT MARKET.
SO IT'S EASIER FOR A
COMMERCIAL PLAN TO SAY I KNOW
THAT THAT'S ALLOWED WHEN
YOU'RE ON MEDICARE, BUT IF YOU
WANT THE DISCOUNT PREMIUM, YOU
CAN'T GET THE THIS OR. THAT
>> HELP US OUT HERE, WHY THESE
INSURANCE PREMIUMS HAVE GONE
UP SO DRAMATICALLY.
IN THE LAST COUPLE YEARS.
WAY OUT OF WHACK WITH ANYTHING,
WITH THE COST OF LIVING, WITH,
BY HIS CALCULATION, 348% IN 10
YEARS.
WHY?
>> MY SENSE IS THAT IF YOU
LOOK AT THE CLAIMS DATA ACROSS
THESE YEARS, WHAT HAPPENS IS,
UTILIZATIONS GO UP.
THE AMOUNT OF STUFF THAT GETS
UTILIZED GO UP.
THERE'S TWO REASONS FOR THAT,
ONE GOVERNMENT PLANS DON'T
KNOW HOW TO SAY NO. SO THERE
WAS A BRIEF PERIOD IN MATERIAL
90s ABOUT FIVE OR SIX YEARS
WHEN HMO'S REALLY WERE
AGGRESSIVE AND THEY KEPT
PREMIUMS THE SAME, WHILE
HEALTH CARE WAS GETTING
RELATIVELY CHEAPER, FOR ABOUT
FIVE YEARS THERE.
AND OF COURSE EMPLOYERS AND
INDIVIDUALS AND ACTIVIST
GROUPS SAID BUT I REALLY NEED
THIS TRANSPLANT AND LOOK AT
THIS INNOCENT PERSON WHO WILL
DIE, AND WHO WILL BE THE ONE
TO OWN KILLING THIS PERSON.
BARBARA WALTERS WAS WALKING
AROUND THE HEADQUARTERS OF
HUMANA.
SO THAT PROBLEM IS NOW BEING
ACCENTUATED, I THINK, BY THE
NARROWING OF THE OPTIONS.
SO THE GOVERNMENT OPTION ISN'T
A NEW OPTION, IT'S A NEW
UNDERWRITER OF THE SAME OLD
OPTION.
AND WHAT I'M HOPING SOMEBODY
SAYS IS, GEE, THESE GUYS CAN
DO A LOT OF STUFF FOR YOU A
LOT OF DIFFERENT WAYS, ONE OF
OUR NEW CLIENTS, MINUTE CLINIC,
THEY HAVE THESE CLINICS THAT
CAN DO A LOT OF WHAT A DOCTOR
CAN DO PRETTY DARN QUICK AND A
LOT CHEAPER.
STARTING AT THE LOW END OF THE
FOOD CHAIN, OFFERING A WIDER
AND WILDER RANGE OF OPTIONS.
MAYBE THIS GUY DOESN'T
ACTUALLY NEED EVERYTHING
THAT'S INCLUDED IN HIS --
>> MAYBE NOT.
HE PROBABLY DOESN'T KNOW.
>> RIGHT NOW IT'S ILLEGAL TO
OFFER ANYTHING OTHER THAN
EVERYTHING IN MASSACHUSETTS.
>> IT'S THE SAME WAY ABOUT CAR
INSURANCE.
YOU SHOULDN'T HAVE TO HAVE
COLLISION IF YOU DON'T WANT
IT.
>> EXACTLY.
WHAT KF CAR INSURANCE ONLY
CAME WITH GASUPS, DELIVERY OF
THE CAR TO YOUR HOUSE AND CAR
WASHES.
CAN YOU IMAGINE HOW MUCH THAT
WOULD COST?
YOU'D GO WAIT, I LIKE TO USE
THE CHEAP GAS.
OH WAIT, IT COVERED, YOU NEED
TO USE THAT BECAUSE IT'S
COVERED, AND YOU SAY, WELL, I
MIGHT AS WELL BUFF IT TOO,
EVEN THOUGH IT'S A 1987 OPEL.
THAT IS WHAT'S HAPPENING,
WE'RE TAKING A 1987 OPEL AND
WE'RE BUMPING THE HECK OUT OF
THEM BECAUSE IT COVERED.
WHAT WE'RE DOING AT ATHENA
HEALTH IS TRYING TO GET THAT
CLARITY, THAT SHOWS WHEN YOU
DO THIS, THIS IS WHAT I COSTS,
INTO AT LEAST THE DOCTOR'S
HANDS.
SO WHAT'S IRONIC TODAY IS THE
DOCTOR DOESN'T EVEN KNOW.
>> SHOULD THEY KNOW?
>> YES, I THINK SO.
I THINK THEY OUGHT SO SAY I
CAN DO THIS, BUT THE TOTAL
NUTS FOR YOU, IS GOING TO BE X
THOUSAND DOLLARS.
>> IT'S NOT, A LOT OF PATIENTS
WANT THEIR DOCTORS TO PUT
THEMSELVES ABOVE IT.
>> SURE THEY DO, UNTIL THEY
SAY GEE WHY IS MY PREMIUM 43%
HIGHER THAN LAST YEAR.
WELL, YOU PUT YOURSELF ABOVE
THAT, AND THE PROBLEM IS AT
SOME POINT, IT DOESN'T MATTER,
IF WE SHIFT TO IT THE
GOVERNMENT WE GET TO DELAY IT
FOR A WHILE.
WHAT DID MAGGIE THATCHER SAY,
SOCIALISM IS MY FAVORITE THING
BUT EVENTUALLY YOU RUN OUT OF
OTHER PEOPLE'S MONEY.
WHEN YOU SHIFT IT INTO THE
BIGGER POOLS, EVENTUALLY THE
POOLS GET OUT OF CONTROL.
AND WHO IS GOING TO CONTROL
THE WHOLE POOL.
>> WHAT KIND OF RESPONSE HAVE
YOU GOTTEN?
IS THERE A CURIOSITY FACTOR?
>> IN GENERAL RIGHT NOW HAVE
YOU THIS MALAISE, WHERE THE
DOCTOR SAYS I DON'T KNOW I'M
JUST GOING TO DO WHAT I CAN DO,
I'M GOING TO SEE THE PATIENTS
THE WAY THEY WANT TO BE SEEN,
I'M ABOVE IT.
WHAT WE SAW PREOBAMA AND WHAT
WE EXPECT TO CONTINUE IS A
RISE OF THESE CONSUMER
DIRECTED HEALTH PLANS, WHERE
THE CONSUMER ACTUALLY HAS A
BIG PIECE OF THE DOLLAR AMOUNT,
MAYBE THE FIRST $2,000 OR
SOMETHING, THEY OWN THEMSELVES
AND THEY'RE NOW GOING TO START
SAYING TELL ME AGAIN WHAT YOU
WANT TO DO TO ME AND WHY?
AND ARE THERE ANY ALTERNATIVES,
LIKE YOU WANT TO DO A CAT SCAN
TO SEE IF I HAVE SOMETHING?
CAN I JUST CALL YOU AND TELL
YOU IF I FEEL BETTER OFF THE
WEEKEND?
>> I CAN TALK ALL DAY, ABOUT
PEOPLE HAVE BECOME HYSTERICAL
ABOUT THEIR OWN HEALTH.
>> WE CAN SEE THAT IN COLOR,
AND G. E. IS GREAT WITH THAT.
>> WE'RE OUT OF TIME, BUT I'M
GOING TO HAVE YOU BACK, WE'RE
GOING TO CONTINUE THIS
CONVERSATION.
>> GOOD, I CAN'T WAIT.
>> THAT IS IT FOR "GREATER
BOSTON".
TUNE IN TO THE NEW 89.7 WGBH
AT NOON FOR MY RADIO SHOW.
TOMORROW NIGHT BACK BAY BLIGHT,
PLUS THE LATEST PHENOMENON IN
SOCIAL NETWORKING, THAT'S
TOMORROW AT 7:00.
I'M EMILY ROONEY.
GOOD NIGHT+++ATH0